We provide specialized winterization services to safeguard your pool during the off-season, and when spring arrives, we handle the thorough opening process.
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Welcome to Armor Home Inspections
We provide specialized winterization services to safeguard your pool during the off-season, and when spring arrives, we handle the thorough opening process.
Welcome to Armor Home Inspections
A 4-point inspection is a specialized evaluation that focuses on four critical areas of a home: roofing, electrical, plumbing, and HVAC. Unlike a full home inspection, this assessment is designed to give insurance companies the information they need to determine coverage eligibility.
At Armor Inspection Services, we provide professional 4-point inspections throughout Winfield, Crown Point, Valparaiso, Merrillville, Schererville, Hobart, St. John, and the greater Northwest Indiana area. Our certified inspectors deliver accurate reports that meet insurance requirements and help homeowners secure affordable coverage.
Many insurance providers require 4-point inspections for:
Older homes (typically 25+ years old)
Policy renewals on existing homes
New insurance applications for buyers and homeowners
By focusing on the four most common sources of claims, insurers can better assess risk. A clean inspection report can make the difference between approval, denial, or higher premiums.
Our 4-point inspections cover:
Roofing System: Age, condition, and remaining life expectancy. We check for leaks, damaged shingles, and structural integrity.
Electrical System: Type of wiring, condition of panels, grounding, and any safety hazards.
Plumbing System: Material and age of pipes, condition of water heaters, and visible leaks.
HVAC System: Age, condition, and functionality of heating and cooling units.
We document our findings with photos and a written report formatted to meet insurance company requirements.
Faster Insurance Approvals: Provide insurers with exactly what they need.
Reduced Premiums: Well-documented systems may qualify for better rates.
Peace of Mind: Know the condition of your home’s most important systems.
Early Detection: Identify issues before they become costly problems.
Home Buyers: Especially when purchasing an older home.
Homeowners: When renewing or switching insurance providers.
Real Estate Agents: To help clients navigate insurance requirements.
Landlords: To ensure rental properties remain insurable.
Our inspectors understand the housing stock and insurance requirements unique to Lake and Porter Counties. Older homes in Winfield, Crown Point, Merrillville, and Valparaiso often trigger insurer requests for 4-point inspections. We provide the documentation you need, tailored to local conditions.
We proudly serve:
Winfield
Crown Point
Valparaiso
Merrillville
Schererville
St. John
Hobart
All surrounding Northwest Indiana towns
Q: How is a 4-point inspection different from a full home inspection?
A 4-point focuses only on the four major systems for insurance purposes, while a full inspection evaluates the entire home.
Q: Will a 4-point inspection find all problems?
No. It’s designed for insurance, not complete home maintenance. For a full assessment, schedule an annual or pre-purchase inspection.
Q: How long does a 4-point inspection take?
Most inspections take about 1–2 hours, depending on home size and system condition.
Q: Do all insurance companies require 4-point inspections?
Not always. Requirements vary, but many insurers request them for older homes.
Certified, experienced inspectors
Reports tailored to insurance company standards
Local expertise across Northwest Indiana homes
Fast scheduling and turnaround times
Independent, unbiased evaluations
Ensure your home meets insurance requirements with a professional 4-point inspection from Armor Inspection Services. We serve Winfield, Crown Point, Valparaiso, Merrillville, Schererville, Hobart, St. John, and all surrounding Northwest Indiana communities.
📞 Call today or request an appointment online to schedule your 4-point inspection and secure your home insurance coverage with confidence.